Your complete 2026 guide to retiring in Cagliari, Italy. Costs, visa options, healthcare, safety, and quality of life — all in one place.
| Category | Single | Couple |
|---|---|---|
| Rent (1BR / 2BR) | $580 | $812 |
| Groceries | $270 | $405 |
| Utilities | $200 | $260 |
| Transport | $28 | $56 |
| Healthcare | $35 | $60 |
| Total | $1,113 | $1,593 |
Based on current cost of living in Cagliari, here's how long different savings amounts will sustain you:
| Savings | Single | Couple |
|---|---|---|
| $200,000 | 15.0 yrs | 10.5 yrs |
| $300,000 | 22.5 yrs | 15.7 yrs |
| $500,000 | 37.4 yrs | 26.2 yrs |
| $750,000 | 56.2 yrs | 39.2 yrs |
| $1.0M | 74.9 yrs | 52.3 yrs |
Assumes current costs, no investment returns or inflation adjustment. Calculate with your exact numbers →
Here are the visa programs available for retiring in Italy:
~€31K+/yr passive income. No work. PR after 5 years. 7% flat tax for pensioners relocating to Southern municipalities (<20K pop). €100K flat tax on foreign income for new residents.
€250K startup, €500K company, €2M bonds, or €1M philanthropy. Renewable 3 years.
Tax rates are indicative. Your actual liability depends on residency status, tax treaties, and personal circumstances. Consult a tax advisor.
Enter your savings, income, and preferences to find your ideal retirement destination.
Try the Retire Abroad Calculator →Compare salaries across 100+ cities with neighborhood-level data.
Open Salary Converter →Sponsored
Send your pension or savings internationally at the real exchange rate. Save up to 6x vs traditional banks.
Try Wise for Free →A single retiree needs approximately $1,113/month in Cagliari, covering rent ($580), groceries, utilities, transport, and healthcare. A couple needs about $1,593/month.
Italy offers 2 visa programs for retirees. The most accessible is the Italy Elective Residency Visa.
Cagliari has a safety score of 68/100, ranking #60 out of 230 retirement destinations in our database.
Cagliari scores 62/100 for healthcare quality, ranking #129 out of 230 cities. Private health insurance for retirees 60+ costs approximately $200/mo.
With $500,000 in savings, a single retiree can expect their money to last approximately 37.4 years in Cagliari. For a couple, approximately 26.2 years.
Inheritance tax in Italy: 8% above €1.0M. Capital gains tax: 26%. Wealth tax applies.
Our retirement data is compiled from multiple authoritative sources, cross-referenced for accuracy:
All data is for informational purposes only and updated periodically. Individual circumstances may vary. Consult a qualified financial advisor for personal retirement planning. Last updated: March 2026.