Your complete 2026 guide to retiring in Rome, Italy. Costs, visa options, healthcare, safety, and quality of life — all in one place.
| Category | Single | Couple |
|---|---|---|
| Rent (1BR / 2BR) | $1,200 | $1,680 |
| Groceries | $320 | $480 |
| Utilities | $260 | $338 |
| Transport | $40 | $80 |
| Healthcare | $40 | $68 |
| Total | $1,860 | $2,646 |
Based on current cost of living in Rome, here's how long different savings amounts will sustain you:
| Savings | Single | Couple |
|---|---|---|
| $200,000 | 9.0 yrs | 6.3 yrs |
| $300,000 | 13.4 yrs | 9.4 yrs |
| $500,000 | 22.4 yrs | 15.7 yrs |
| $750,000 | 33.6 yrs | 23.6 yrs |
| $1.0M | 44.8 yrs | 31.5 yrs |
Assumes current costs, no investment returns or inflation adjustment. Calculate with your exact numbers →
Here are the visa programs available for retiring in Italy:
~€31K+/yr passive income. No work. PR after 5 years. 7% flat tax for pensioners relocating to Southern municipalities (<20K pop). €100K flat tax on foreign income for new residents.
€250K startup, €500K company, €2M bonds, or €1M philanthropy. Renewable 3 years.
Tax rates are indicative. Your actual liability depends on residency status, tax treaties, and personal circumstances. Consult a tax advisor.
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Try Wise for Free →A single retiree needs approximately $1,860/month in Rome, covering rent ($1,200), groceries, utilities, transport, and healthcare. A couple needs about $2,646/month.
Italy offers 2 visa programs for retirees. The most accessible is the Italy Elective Residency Visa.
Rome has a safety score of 53/100, ranking #104 out of 182 retirement destinations in our database.
Rome scores 65/100 for healthcare quality, ranking #94 out of 182 cities. Private health insurance for retirees 60+ costs approximately $200/mo.
With $500,000 in savings, a single retiree can expect their money to last approximately 22.4 years in Rome. For a couple, approximately 15.7 years.
Inheritance tax in Italy: 8% above €1.0M. Capital gains tax: 26%. Wealth tax applies.
Our retirement data is compiled from multiple authoritative sources, cross-referenced for accuracy:
All data is for informational purposes only and updated periodically. Individual circumstances may vary. Consult a qualified financial advisor for personal retirement planning. Last updated: March 2026.