Your complete 2026 guide to retiring in Naples, Italy. Costs, visa options, healthcare, safety, and quality of life — all in one place.
| Category | Single | Couple |
|---|---|---|
| Rent (1BR / 2BR) | $650 | $910 |
| Groceries | $280 | $420 |
| Utilities | $210 | $273 |
| Transport | $30 | $60 |
| Healthcare | $38 | $65 |
| Total | $1,208 | $1,728 |
Based on current cost of living in Naples, here's how long different savings amounts will sustain you:
| Savings | Single | Couple |
|---|---|---|
| $200,000 | 13.8 yrs | 9.6 yrs |
| $300,000 | 20.7 yrs | 14.5 yrs |
| $500,000 | 34.5 yrs | 24.1 yrs |
| $750,000 | 51.7 yrs | 36.2 yrs |
| $1.0M | 69.0 yrs | 48.2 yrs |
Assumes current costs, no investment returns or inflation adjustment. Calculate with your exact numbers →
Here are the visa programs available for retiring in Italy:
~€31K+/yr passive income. No work. PR after 5 years. 7% flat tax for pensioners relocating to Southern municipalities (<20K pop). €100K flat tax on foreign income for new residents.
€250K startup, €500K company, €2M bonds, or €1M philanthropy. Renewable 3 years.
Tax rates are indicative. Your actual liability depends on residency status, tax treaties, and personal circumstances. Consult a tax advisor.
Enter your savings, income, and preferences to find your ideal retirement destination.
Try the Retire Abroad Calculator →Compare salaries across 100+ cities with neighborhood-level data.
Open Salary Converter →Sponsored
Send your pension or savings internationally at the real exchange rate. Save up to 6x vs traditional banks.
Try Wise for Free →A single retiree needs approximately $1,208/month in Naples, covering rent ($650), groceries, utilities, transport, and healthcare. A couple needs about $1,728/month.
Italy offers 2 visa programs for retirees. The most accessible is the Italy Elective Residency Visa.
Naples has a safety score of 42/100, ranking #193 out of 230 retirement destinations in our database.
Naples scores 65/100 for healthcare quality, ranking #108 out of 230 cities. Private health insurance for retirees 60+ costs approximately $200/mo.
With $500,000 in savings, a single retiree can expect their money to last approximately 34.5 years in Naples. For a couple, approximately 24.1 years.
Inheritance tax in Italy: 8% above €1.0M. Capital gains tax: 26%. Wealth tax applies.
Our retirement data is compiled from multiple authoritative sources, cross-referenced for accuracy:
All data is for informational purposes only and updated periodically. Individual circumstances may vary. Consult a qualified financial advisor for personal retirement planning. Last updated: March 2026.