Your complete 2026 guide to retiring in Granada, Spain. Costs, visa options, healthcare, safety, and quality of life — all in one place.
| Category | Single | Couple |
|---|---|---|
| Rent (1BR / 2BR) | $550 | $770 |
| Groceries | $260 | $390 |
| Utilities | $190 | $247 |
| Transport | $25 | $50 |
| Healthcare | $32 | $54 |
| Total | $1,057 | $1,511 |
Based on current cost of living in Granada, here's how long different savings amounts will sustain you:
| Savings | Single | Couple |
|---|---|---|
| $200,000 | 15.8 yrs | 11.0 yrs |
| $300,000 | 23.7 yrs | 16.5 yrs |
| $500,000 | 39.4 yrs | 27.6 yrs |
| $750,000 | 59.1 yrs | 41.4 yrs |
| $1.0M | 78.8 yrs | 55.2 yrs |
Assumes current costs, no investment returns or inflation adjustment. Calculate with your exact numbers →
Here are the visa programs available for retiring in Spain:
~400% of IPREM (~€2,200/mo). Cannot work. PR after 5 years. Citizenship 10 years (2 years for Latin Americans). Taxes worldwide income.
WARNING: Spain announced plans to eliminate Golden Visa in 2024-2025 - verify status. €500K real estate, €1M bank/shares, or €2M bonds. No min stay for renewal.
Launched 2023. ~200% of min wage. Special 24% flat tax (Beckham Law) for 4 years on Spanish-source income.
Tax rates are indicative. Your actual liability depends on residency status, tax treaties, and personal circumstances. Consult a tax advisor.
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Try Wise for Free →A single retiree needs approximately $1,057/month in Granada, covering rent ($550), groceries, utilities, transport, and healthcare. A couple needs about $1,511/month.
Spain offers 3 visa programs for retirees. The most accessible is the Spain Non-Lucrative Visa.
Granada has a safety score of 68/100, ranking #63 out of 230 retirement destinations in our database.
Granada scores 74/100 for healthcare quality, ranking #37 out of 230 cities. Private health insurance for retirees 60+ costs approximately $200/mo.
With $500,000 in savings, a single retiree can expect their money to last approximately 39.4 years in Granada. For a couple, approximately 27.6 years.
Inheritance tax in Spain: 34%. Capital gains tax: 28%. Wealth tax applies.
Our retirement data is compiled from multiple authoritative sources, cross-referenced for accuracy:
All data is for informational purposes only and updated periodically. Individual circumstances may vary. Consult a qualified financial advisor for personal retirement planning. Last updated: March 2026.