Atlanta VS Chicago

Cost of Living & Salary Comparison 2026

Atlanta
United States
63.2
COLI Index
#36
Global Rank
USD
Currency
Chicago
United States
73.2
COLI Index
#20
Global Rank
USD
Currency

Key Differences

Cost of Living
63.2
73.2
1BR Rent (USD/mo)
$1,650
$2,000
Total Deductions
24.7%
25.6%
Exchange Rate
1 USD = 1.0000 USD
Is Atlanta cheaper than Chicago?

Yes, Atlanta is 14% cheaper than Chicago based on our cost of living index. Atlanta has a COLI of 63.2, while Chicago has a COLI of 73.2. 14% cheaper

Key Takeaways: Atlanta vs Chicago

Overall, Atlanta is approximately 14% cheaper than Chicago based on our cost of living index. Atlanta has a COLI of 63.2 (ranked #36 of 182 cities), while Chicago has a COLI of 73.2 (ranked #20).

When it comes to housing, one-bedroom apartment rent in Atlanta averages $1,650/month compared to $2,000/month in Chicago. That makes Atlanta approximately 18% cheaper for rent alone.

Atlanta has lower total deductions (24.7%) compared to Chicago (25.6%), meaning you keep more of your gross salary in Atlanta. When evaluating a relocation, remember that total deductions directly impact your take-home pay and should be weighed alongside cost of living differences.

Tax & Deductions Comparison

Full breakdown of mandatory payroll deductions for a mid-range salary as a local employee in each city.

Atlanta

Income Tax
12%
Social Security + Medicare (FICA)
7.6%
State Income Tax (GA)
5.49%
Total: 24.7%Take-Home: $35,691/yr

Chicago

Income Tax
13%
Social Security + Medicare (FICA)
7.7%
State Income Tax (IL)
4.95%
Total: 25.6%Take-Home: $40,852/yr

Rates shown for local employees. Expat deductions may differ — use the main converter for personalized calculations.

Salary Equivalent

If you earn $75,000 in Atlanta, you would need approximately $86,867 in Chicago to maintain the same purchasing power. That is 14% more due to higher cost of living.

Salary Comparison by Job Title

Estimated mid-level annual salaries in local currency, adjusted for each city's cost of living:

Job Title Atlanta (USD) Chicago (USD)
Doctor (General) $113,760 $131,760
Software Engineer $53,720 $62,220
Product Manager $63,200 $73,200
Lawyer $63,200 $73,200
Data Scientist $60,040 $69,540
Marketing Manager $45,504 $52,704
Teacher $30,336 $35,136
Nurse $36,656 $42,456

Salary estimates are adjusted by each city's COLI relative to the New York baseline. Actual salaries vary by company, experience, and industry.

Neighborhoods

Atlanta (Top 5)

NeighborhoodMultiplier
Buckhead1.35x (+35%)
Midtown1.25x (+25%)
Ansley Park1.22x (+22%)
Virginia-Highland1.18x (+18%)
Inman Park1.15x (+15%)

Chicago (Top 5)

NeighborhoodMultiplier
Gold Coast1.25x (+25%)
River North1.22x (+22%)
The Loop1.20x (+20%)
West Loop1.18x (+18%)
Lincoln Park1.15x (+15%)

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Frequently Asked Questions

Is Atlanta or Chicago more expensive?

Chicago is more expensive overall. Atlanta has a COLI of 63.2 while Chicago has a COLI of 73.2, making Atlanta approximately 14% cheaper.

What salary in Chicago equals $75,000 in Atlanta?

To maintain the same standard of living as $75,000 in Atlanta, you would need approximately $86,867 in Chicago.

Is rent cheaper in Atlanta or Chicago?

Average one-bedroom rent in Atlanta is $1,650/month compared to $2,000/month in Chicago. Atlanta has lower rent by approximately 18%.

Which city has lower taxes, Atlanta or Chicago?

Atlanta has lower total deductions (24.7%) compared to Chicago (25.6%), meaning you keep more of your gross salary in Atlanta.

Explore Each City

Data Sources & Methodology

Cost of living indices (COLI) are benchmarked to New York City = 100 and derived from Numbeo and Expatistan crowd-sourced price surveys, cross-referenced with national statistics agencies. Rent data from Numbeo Property Prices.

Salary ranges are compiled from the U.S. Bureau of Labor Statistics (OES), Glassdoor, and PayScale. Tax rates are approximate effective rates for mid-range earners based on OECD Taxing Wages and national tax authorities. Exchange rates from the European Central Bank. Neighborhood multipliers are estimated from local rental indices and property data.

Last updated: 2026-02-28. Data is refreshed periodically. All figures are estimates for informational purposes only.